Richmond Hill Real Estate | Aurora Real Estate
About Ontario
 
York Region Real Estate at your service, Ontario

Fast, easy mortgage pre-approval

If you have any questions related to Canadian mortgages, please feel free to call me on the direct line listed on the right side of this web page or visit my mortgage agent site

Get a Canadian wholesale mortgage rate with terms that best meet your needs.

Find out what you can afford and lock in the lowest rates for the next 90 to 120 day.

The biggest benefits of a pre-approved mortgage is that you know that you can afford the homes that you are looking at and whether or not you can increase your price range if you don't see any homes that you like.  When looking for your next home it is very important to be realistic with your price range.  Getting pre-approved not only protects you from rate increases in the short term but also helps you figure out what price range is realistic for you.  When you are searching, if you do not find anything that you like in that price range then you know that you need to change either your location, your home criteria or your expectations or else you will not be able to find and buy a home.  I can find you an exceptional home but it will not matter if you can not afford to buy it and looking at homes that are over your price range will only make it harder to accept the types of homes that are in your price range and location.

 


How Much Can You Afford?



Let us help you find out what you can afford!

Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To e-mail yourself a copy of your results, click the Receive this Detailed Analysis link.

This mortgage calculator is great for getting a reasonable idea of what you can afford if your credit is immaculate.  However, it is not a substitute for a pre-approved mortgage that accounts for your credit score and current debts.  To get a great wholesale mortgage pre-approval you can fill out the mortgage application on my Canadian Mortgage Agent site in the "Get Started" area and fill out the Canadian Mortgage Application.

Happy House Hunting :-D

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 


YOUR AREA HOME TEAM
Services provided by


Andrew Hodge
Sales Representative
with
Right At Home Realty Inc. real estate brokerage
Brokerage
Office # 416-391-3232

Direct Line 416-278-2335

Member of the
Toronto Real Estate Board

     

 
Andrew Hodge
Email Andrew
 
Business: 416-391-3232
Cell: 416-278-2335
Fax: 416-391-0319
City: Richmond Hill
Province: Ontario
Country: Canada

Richmond Hill / Aurora Ontario Real Estate services provided by Your Area Home Team ( Andrew Hodge - Sales Representative)
at Right At Home Realty Inc. - Brokerage
Not intended to solicit clients currently under contract for real estate services in Richmond Hill, Aurora or surrounding Ontario areas.

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